Lendingkart Business Loan
Documents Required for Lendingkart Business Loan
Let’s look into the eligibilities and required Documentation to make your application process even smoother:
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Note : Lendingkart Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
About Lendingkart Business Loan
LENDINGKART Finance Limited (formerly Aadri Infin Limited) is a non-deposit-taking NBFC in India that provides SME lending. The Company wants to make small business lending accessible to everyone. LENDINGKART Finance Limited, unlike banks and other non-banking financial firms, does not evaluate a client’s old records (past financial statements and income tax returns) to determine credit risk. The NBFC, on the other hand, follows up on a client’s current year’s cash flows and business expansion.
Save Your Time with a Simple Loan Process
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Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
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Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
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Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
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Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
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Let us take an example, How EMI is being calculated
Year | Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
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2022 | ₹ 37,853 | ₹ 41,667 | ₹ 79,520 | ₹ 19,62,147 | 1.89% |
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Dec | ₹ 37,853 | ₹ 41,667 | ₹ 79,520 | ₹ 19,62,147 | 1.89% |
2023 | ₹ 5,20,700 | ₹ 4,33,536 | ₹ 9,54,236 | ₹ 14,41,447 | 27.93% |
Jan | ₹ 38,642 | ₹ 40,878 | ₹ 79,520 | ₹ 19,23,505 | 3.82% |
Feb | ₹ 39,447 | ₹ 40,073 | ₹ 79,520 | ₹ 18,84,059 | 5.80% |
Mar | ₹ 40,268 | ₹ 39,251 | ₹ 79,520 | ₹ 18,43,790 | 7.81% |
Apr | ₹ 41,107 | ₹ 38,412 | ₹ 79,520 | ₹ 18,02,683 | 9.87% |
May | ₹ 41,964 | ₹ 37,556 | ₹ 79,520 | ₹ 17,60,719 | 11.96% |
Jun | ₹ 42,838 | ₹ 36,682 | ₹ 79,520 | ₹ 17,17,881 | 14.11% |
Jul | ₹ 43,730 | ₹ 35,789 | ₹ 79,520 | ₹ 16,74,151 | 16.29% |
Aug | ₹ 44,642 | ₹ 34,878 | ₹ 79,520 | ₹ 16,29,509 | 18.52% |
Sep | ₹ 45,572 | ₹ 33,948 | ₹ 79,520 | ₹ 15,83,938 | 20.80% |
Oct | ₹ 46,521 | ₹ 32,999 | ₹ 79,520 | ₹ 15,37,417 | 23.13% |
Nov | ₹ 47,490 | ₹ 32,030 | ₹ 79,520 | ₹ 14,89,927 | 25.50% |
Dec | ₹ 48,480 | ₹ 31,040 | ₹ 79,520 | ₹ 14,41,447 | 27.93% |
2024 | ₹ 6,66,877 | ₹ 2,87,359 | ₹ 9,54,236 | ₹ 7,74,570 | 61.27% |
Jan | ₹ 49,490 | ₹ 30,030 | ₹ 79,520 | ₹ 13,91,958 | 30.40% |
Feb | ₹ 50,521 | ₹ 28,999 | ₹ 79,520 | ₹ 13,41,437 | 32.93% |
Mar | ₹ 51,573 | ₹ 27,947 | ₹ 79,520 | ₹ 12,89,864 | 35.51% |
Apr | ₹ 52,647 | ₹ 26,872 | ₹ 79,520 | ₹ 12,37,217 | 38.14% |
May | ₹ 53,744 | ₹ 25,775 | ₹ 79,520 | ₹ 11,83,472 | 40.83% |
Jun | ₹ 54,864 | ₹ 24,656 | ₹ 79,520 | ₹ 11,28,608 | 43.57% |
Jul | ₹ 56,007 | ₹ 23,513 | ₹ 79,520 | ₹ 10,72,601 | 46.37% |
Aug | ₹ 57,174 | ₹ 22,346 | ₹ 79,520 | ₹ 10,15,428 | 49.23% |
Sep | ₹ 58,365 | ₹ 21,155 | ₹ 79,520 | ₹ 9,57,063 | 52.15% |
Oct | ₹ 59,581 | ₹ 19,939 | ₹ 79,520 | ₹ 8,97,482 | 55.13% |
Nov | ₹ 60,822 | ₹ 18,698 | ₹ 79,520 | ₹ 8,36,660 | 58.17% |
Dec | ₹ 62,089 | ₹ 17,430 | ₹ 79,520 | ₹ 7,74,570 | 61.27% |
2025 | ₹ 7,74,570 | ₹ 1,00,146 | ₹ 8,74,716 | ₹ 0 | 100.00% |
Jan | ₹ 63,383 | ₹ 16,137 | ₹ 79,520 | ₹ 7,11,188 | 64.44% |
Feb | ₹ 64,703 | ₹ 14,816 | ₹ 79,520 | ₹ 6,46,484 | 67.68% |
Mar | ₹ 66,051 | ₹ 13,468 | ₹ 79,520 | ₹ 5,80,433 | 70.98% |
Apr | ₹ 67,427 | ₹ 12,092 | ₹ 79,520 | ₹ 5,13,006 | 74.35% |
May | ₹ 68,832 | ₹ 10,688 | ₹ 79,520 | ₹ 4,44,174 | 77.79% |
Jun | ₹ 70,266 | ₹ 9,254 | ₹ 79,520 | ₹ 3,73,908 | 81.30% |
Jul | ₹ 71,730 | ₹ 7,790 | ₹ 79,520 | ₹ 3,02,178 | 84.89% |
Aug | ₹ 73,224 | ₹ 6,295 | ₹ 79,520 | ₹ 2,28,954 | 88.55% |
Sep | ₹ 74,750 | ₹ 4,770 | ₹ 79,520 | ₹ 1,54,204 | 92.29% |
Oct | ₹ 76,307 | ₹ 3,213 | ₹ 79,520 | ₹ 77,897 | 96.11% |
Nov | ₹ 77,897 | ₹ 1,623 | ₹ 79,520 | ₹ 0 | 100.00% |